Kindergarten to Grade 2

Personal Finance Fundamentals

17.2

Income

17.3

Spending

17.4

Saving and Investing

17.5

Risk and Insurance

17.6

Credit

Financial goal setting and decision making

Financial mindset and behaviors

Financial services

Financial record keeping

Consumer protection

Sources of income

Sources of income

Factors influencing income

Self-employment and supplemental income

Income and payroll taxes

Spending decisions

Developing a budget

Payment methods

Major life purchases

Sales and Property Taxes

Charitable Giving

Asset building

Saving

Investing

Investing risk tolerance

Risk identification and management

Insurance

Financial fraud and identity theft

Credit use and benefits

Types of credit

Costs of credit

Credit rights and responsibilities

17.1.K-2.A

Identify short-term financial goals and steps people can take to achieve them.

17.1.K-2.B

Explain how limited personal financial resources affect the choices people make.

17.1.K-2.C

Describe how friends and family can impact a person's attitudes toward money.

17.1.K-2.D

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17.1.K-2.E

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17.1.K-2.F

Describe ways people use financial institutions (e.g., depositing money, obtaining cash).

17.1.K-2.G

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17.1.K-2.H

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17.1.K-2.I

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17.1.K-2.J

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17.1.K-2.K

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17.1.K-2.L

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17.2.K-2.A

Identify reasons people and households require income.

17.2.K-2.B

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17.2.K-2.C

Predict the knowledge and skills needed for various jobs.

17.2.K-2.D

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17.2.K-2.E

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17.2.K-2.F

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17.2.K-2.G

Identify ways people earn income through entrepreneurship.

17.2.K-2.H

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17.2.K-2.I

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17.3.K-2.A

Describe spending choices people make in everyday life and factors that influence them.

17.3.K-2.B

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17.3.K-2.C

Differentiate between money that is received and money that is spent.

17.3.K-2.D

Describe how people use money for different purposes, including spending, saving, and sharing with others.

17.3.K-2.E

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17.3.K-2.F

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17.3.K-2.G

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17.3.K-2.H

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17.3.K-2.I

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17.3.K-2.J

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17.3.K-2.K

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17.3.K-2.L

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17.3.K-2.M

Identify items people might give to someone else or donate to charity.

17.4.K-2.A

Describe things people own (e.g., toys, home, money).

17.4.K-2.B

Describe reasons people save money for the future rather than spend it now.

17.4.K-2.C

Identify ways children can keep their money safe and avoid losing it.

17.4.K-2.D

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17.4.K-2.E

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17.4.K-2.F

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17.4.K-2.G

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17.4.K-2.H

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17.4.K-2.I

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17.4.K-2.J

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17.4.K-2.K

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17.5.K-2.A

Identify risks in everyday situations.

17.5.K-2.B

Explain ways to avoid or reduce risks.

17.5.K-2.C

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17.5.K-2.D

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17.5.K-2.E

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17.5.K-2.F

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17.5.K-2.G

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17.5.K-2.H

Give examples of personal information that should be kept private.

17.5.K-2.I

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17.6.K-2.A

Describe the process of borrowing items or money from someone else.

17.6.K-2.B

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17.6.K-2.C

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17.6.K-2.D

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17.6.K-2.E

Identify potential advantages and disadvantages of borrowing from others.

17.6.K-2.F

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17.6.K-2.G